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International medical cover for UK business teams

When UK SMEs need worldwide or expatriate medical cover alongside domestic group PMI. For employers with overseas staff or frequent business travel — not holiday travel insurance.

Domestic UK group PMI often limits treatment to the UK (or has tight overseas emergency rules). If you have employees living abroad, or frequent work travel that needs planned treatment overseas, you may need an international or expatriate plan. That is a different quote to UK SME PMI.

When UK PMI is not enough

Employees based outside the UK, multi-country payroll, or contractual requirements for worldwide cover. Short holidays are usually travel insurance, not PMI. Mixing the two causes claim refusals.

How we help

Describe where people live and travel. Broker partners can quote international group or individual expat products where appropriate, alongside or instead of UK group PMI.

Related: Business PMI · Corporate