Family members on a UK business health scheme

This page is for employers who want to know whether spouses or children can join a group PMI scheme. It is not a quote site for individual family policies. Dependant cover is a scheme option with its own premium and eligibility.

How dependants usually work

The employee is the member. A spouse/partner and eligible children may be added if the insurer allows dependants on that product. Age limits for children and cohabitation rules apply. Premiums rise when you add lives.

Directors adding family

Common request on two-person companies. It is not automatic. See the two-employee and director pages. Benefit-in-kind may apply to family cover paid by the company — accountant territory.

Related: Small company · Directors